Lumpsum Calculator
A single amount, left to compound. Enter the sum, the period and the annual return you want to assume.
What you enter
- Amount invested
- Time period
- Expected annual return — Yours to choose. Sansara does not suggest a rate — the number you pick decides everything below it.
What it tells you
- Value at the end
- Amount invested
- Growth on top
How this is worked out
Annual compounding: value = amount × (1 + rate) ^ years.
What it cannot know
- This is arithmetic on the numbers you entered — not a forecast, not a promise, and not a view on any fund or stock.
- Real returns vary year to year and can be negative. A single average rate cannot show that.
- Taxes, exit loads, fund expenses and inflation are not applied unless a field above asks for them.
Questions
Lumpsum or SIP?
That is a question about your cash flow and your temperament, and it is advice — which Sansara is not registered to give. Both calculators are here so you can compare the arithmetic yourself, using the same assumption for each.
Related calculators
Sansara is not a SEBI-registered investment adviser or research analyst. This page performs arithmetic on numbers you enter and does not recommend any security, scheme or course of action.